Free download: These are the exact words to use when money comes up with your child, for ages 3–6, 7–10 and 11–18. Find your child's age, pick one moment, and use the words this week.
Hi, I'm Lara from Early Money Habits. At 17 I moved from Nigeria to the UK with no money education, and it took me years to get out of debt. After nearly 10 years teaching in Early Years, I've learned one thing: children copy how we talk about money, not what we tell them. So these are the words I would use with my own children.
How to use it:
Turn to your child's age.
Pick one moment that happens in your house.
Use the exact words, at least once this week.
Notice what your child says back. That's where the real conversation starts.
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